Overdraft Facilities
At Bjorels Bank, our Overdraft Facility is designed to provide short-term financial flexibility when you need it most. Whether you're managing unexpected expenses or balancing cash flow, our overdraft service allows you to withdraw more than your available balance—within an approved limit—giving you peace of mind and financial breathing room.
Key Features:
- Pre-approved Credit Limit: Access extra funds up to a specific limit linked to your account.
- Only Pay for What You Use: Interest is charged only on the overdrawn amount, not the full limit.
- Flexible Repayment: Repay at your convenience within agreed terms.
- Instant Access: Use your overdraft through ATM withdrawals, online transfers, or debit card payments.
- Transparent Charges: Competitive interest rates and no hidden fees.
Why Choose Bjorels Bank for your overdraft facility?
Our overdraft facility is part of our commitment to provide flexible, member-focused banking solutions. With Bjorels Bank, you're always supported—especially when life’s expenses come unexpectedly.
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