Fixed Deposits
At Bjorels Bank, our Fixed Deposit accounts offer a secure and rewarding way to grow your savings. Designed for individuals who want guaranteed returns with minimal risk, our fixed deposits combine stability, flexibility, and attractive interest rates — all backed by the reliability of a cooperative banking system.
What is a Fixed Deposit?
A Fixed Deposit (FD) is a financial product where you deposit a specific amount of money for a fixed period at a predetermined interest rate. Your money remains safely locked in, and you receive interest either periodically or at maturity, depending on your preference.
Key Features:
- Unlimited Transactions: Make payments, withdrawals, transfers, and deposits with no transaction limits.
- Free Debit Card: Access your funds at ATMs nationwide and internationally.
- Online & Mobile Banking Access: Monitor your account, send invoices, and manage payments from anywhere, anytime.
- Overdraft Protection: Optional facility to cover temporary shortfalls (subject to approval).
- Account Statements: Receive detailed monthly or quarterly statements for easy tracking and bookkeeping.
- Business-Friendly: Customized checking accounts available for entrepreneurs, cooperatives, and SMEs.
How to Open a Fixed Deposit at Bjorels Bank?
Opening a fixed deposit with Bjorels Bank is quick and easy. Visit any of our branches or open one online through our secure internet banking portal.
Let’s join hands and make it happen with the team!
Success is never a solo journey—it’s a collective effort driven by teamwork,
collaboration, and shared vision. When we come together.